By using this website (the “site”), you agree to these terms. If you don't agree, please don't use the site.
1. What the site provides
The site provides a free dividend calculator and educational articles about dividend investing. Everything on the site is for general educational and informational purposes only.
2. No investment, financial, or tax advice
Nothing on the site is investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. We are not a registered investment adviser, broker-dealer, or tax professional. You are responsible for your own decisions, and you should consult a qualified professional before acting on anything you read or calculate here. Please also read our Disclaimer.
3. Calculator accuracy and your assumptions
Calculator results are hypothetical estimates based entirely on values and assumptions you enter, applied at constant rates. They are not predictions or guarantees. Results are rounded for display and use a simplified model that excludes, among other things, fees, inflation, exact payment dates, and most tax rules. We try to keep the calculator and articles accurate, but we don't warrant that they are error-free, complete, or current.
4. Acceptable use
You agree not to:
- use the site for any unlawful purpose;
- attempt to disrupt, overload, or gain unauthorized access to the site or its hosting;
- copy or republish substantial parts of the site's content as your own without permission;
- misrepresent results from the calculator as advice or guarantees from us.
5. Intellectual property
The site's text, design, and code are owned by the site operator unless otherwise noted. You may use the calculator and share links to pages freely, and quote short excerpts with a link back. Trademarks and names of third parties mentioned belong to their owners.
6. External links
The site links to external websites such as government resources. We don't control those sites and aren't responsible for their content or practices.
7. Availability
We may change, suspend, or discontinue any part of the site at any time without notice. We don't guarantee the site will always be available or free of errors.
8. Disclaimer of warranties
To the extent permitted by law, the site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of accuracy, fitness for a particular purpose, and non-infringement.
9. Limitation of liability
To the extent permitted by law, the site operator will not be liable for any loss or damage arising from your use of, or reliance on, the site, the calculator, or its content, including investment losses, lost profits, or tax consequences. Some jurisdictions don't allow certain limitations, so parts of this section may not apply to you.
10. Privacy
Our Privacy Policy explains how we handle information. In short, calculator inputs never leave your browser.
11. Changes to these terms
We may update these terms. The date at the top of this page shows when they last changed. Continuing to use the site after a change means you accept the updated terms.
12. Governing law
These terms are governed by the laws that apply where the site operator is based, without regard to conflict-of-law rules, unless the law where you live requires otherwise.
13. Contact
Questions about these terms can be sent through the contact page (an email address will be published there).